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Concernedly social security function health care, education and other aspects, so in determining the payment limit when designing a higher payment limit is 50 million, about 12 times China's per capita GDP, higher than the international level. According to the People's Bank estimated that 500,000 yuan was able to pay more than the limit of 99.6% of the depositors (including all types of enterprises) to provide 100% of the full amount of protection. Huang Xiaolong noted pay 500,000 yuan deposit limit referring to the same person in the same multiple deposit account in a bank together, if the banks have problems, you can pay up to $ 500,000. If it can be paid in full within 50 million. But it does not mean that there will be no more than 50 million guaranteed, Chinese banking industry overall is stable, the probability of the risk is relatively low. Even if a problem occurs, the deposit insurance agency will take to undertake acquisitions and other methods to try to make depositors and business are protected. In addition, the Chinese deposit insurance is not a 'pay me', the risk beforehand under control, so that in front to protect the interests of depositors. Finally, even if the bank is really a problem of 50 million or less got paid, and more than 500,000 to be repaid in accordance with the proportion of assets in liquidation. (Original title: central bankers talk about the deposit insurance payment limit: 50 million or more share pro rata) edit: SN117 .weiboListBox {padding: 0 10px 0 15px; border: 1px solid #ccc; margin-top: 10px; background-color: #fff;} .weiboListBox p {font-size: 12px; line-height: 20px;} .weiboListBox label {width: auto; height: auto; margin: 0; background: none; float: none;} .weibo-list {background-color: transparent;} .weibo-list .weibo-list-item {margin-top: -1px; border-bottom: none; border-top: 0px dashed #ccc; padding: 15px 0 10px; overflow: hidden;} .weibo-commentbox .weibo-commentbox-form textarea {width: 320px;} .weibo-list a: link, .weibo-list a: visited {color: # 0082CB;} .weibo-list a: hover {color: # c00;} .weibo-list .weibo-list-meta a: link, .weibo-list .weibo-list-meta a: visited {color: # 666;} .weibo-list .weibo-list-meta a: hove